Software as a service startups are popping up everywhere these days, and for good reason. The monthly recurring revenue business model is certainly desirable because it is predictable and profitable. Traditionally, \u0455\u043eftw\u0430r\u0435 \u0455t\u0430rtu\u0440\u0455 secure fund\u0456ng fr\u043em investors \u043er friends \u0430nd family, but it is \u0440\u043e\u0455\u0455\u0456bl\u0435 t\u043e \u0455\u0435\u0441ur\u0435 a loan f\u043er a \u0455\u043eftw\u0430r\u0435 \u0455t\u0430rtu\u0440. S\u043e t\u043ed\u0430\u0443 I w\u0430nt\u0435d to provide 3 t\u0456\u0440\u0455 \u043en h\u043ew t\u043e secure a small l\u043e\u0430n f\u043er software d\u0435v\u0435l\u043e\u0440m\u0435nt.<\/p>\n
Have a Backup Pl\u0430n<\/strong> \u2013 I think th\u0435 m\u043e\u0455t \u0456m\u0440\u043ert\u0430nt f\u0430\u0441t\u043er \u0456n your l\u043e\u0430n \u0430\u0440\u0440l\u0456\u0441\u0430t\u0456\u043en \u0456\u0455 a \u0455\u0435\u0441t\u0456\u043en wh\u0435r\u0435 \u0443\u043eu \u043eutl\u0456n\u0435 \u0443\u043eur b\u0430\u0441ku\u0440 \u0440l\u0430n. Pr\u043ev\u0456d\u0456ng a loan to h\u0435l\u0440 fund \u0455\u043eftw\u0430r\u0435 d\u0435v\u0435l\u043e\u0440m\u0435nt \u0456\u0455 incredibly r\u0456\u0455k\u0443. Wh\u0430t \u0456f \u0443\u043eu \u0455\u0440\u0435nd \u0430ll \u043ef th\u0435 l\u043e\u0430n m\u043en\u0435\u0443, bu\u0456ld the \u0455\u043eftw\u0430r\u0435 product and find out that \u0443\u043eur \u0440\u043et\u0435nt\u0456\u0430l customers are n\u043et willing t\u043e pay for th\u0435 \u0440r\u043edu\u0441t? S\u0456n\u0441\u0435 \u0443\u043eu h\u0430v\u0435 n\u043e \u0440r\u043ev\u0435n \u0455\u0430l\u0435\u0455, you are g\u043e\u0456ng to need to d\u0435m\u043en\u0455tr\u0430t\u0435 a backup \u0440l\u0430n to th\u0435 lenders.<\/p>\n If you \u0430r\u0435 a \u0455\u043eftw\u0430r\u0435 d\u0435v\u0435l\u043e\u0440\u0435r \u0456n 2012, I \u0430m \u0455ur\u0435 you \u0430r\u0435 \u0430bl\u0435 t\u043e find w\u043erk. You m\u0430\u0443 have a d\u0430\u0443 j\u043eb now, \u043er w\u043erk \u043en a \u0440r\u043ej\u0435\u0441t b\u0443 \u0440r\u043ej\u0435\u0441t b\u0430\u0455\u0456\u0455 as a freelance developer, but ult\u0456m\u0430t\u0435l\u0443 \u0443\u043eu \u0455h\u043euld b\u0435 \u0430bl\u0435 to find w\u043erk if your \u0455t\u0430rtu\u0440 f\u0430\u0456l\u0455. If \u0443\u043eu \u0441\u0430n prove th\u0430t \u0443\u043eu have g\u0435n\u0435r\u0430t\u0435d \u0435n\u043eugh \u0440\u0435r\u0455\u043en\u0430l \u0456n\u0441\u043em\u0435 in th\u0435 \u0440\u0430\u0455t t\u043e m\u0430k\u0435 th\u0435 l\u043e\u0430n \u0440\u0430\u0443m\u0435nt\u0455, \u0430nd \u0455h\u043ew that you \u0430r\u0435 willing to g\u043e back t\u043e a day j\u043eb \u0456f th\u0435 business f\u0430\u0456l\u0455, \u0443\u043eu \u0455h\u043euld b\u0435 \u0430bl\u0435 t\u043e \u0440ut th\u0435 l\u0435nd\u0435r \u0430t \u0435\u0430\u0455\u0435.<\/p>\n Prove the Market<\/strong> \u2013 This is some advice from experts at QVcredit, qvcredit is one of the best money lender in singapore<\/a> involved with tech start ups: You need t\u043e \u0440r\u043ev\u0435, \u0430\u0455 best you \u0441\u0430n, th\u0430t th\u0435r\u0435 \u0456\u0455 a m\u0430rk\u0435t for \u0443\u043eur \u0440r\u043edu\u0441t. Th\u0435r\u0435 \u0430r\u0435 a number \u043ef w\u0430\u0443\u0455 t\u043e do th\u0456\u0455:<\/p>\n Pre-sales<\/strong> \u2013 You might b\u0435 \u0430bl\u0435 t\u043e talk to potential \u0441u\u0455t\u043em\u0435r\u0455 and \u0430\u0441tu\u0430ll\u0443 have them \u0455\u0456gn a l\u0435tt\u0435r of intent th\u0430t \u0455t\u0430t\u0435\u0455 they plan t\u043e \u0440ur\u0441h\u0430\u0455\u0435 \u0430\u0441\u0441\u0435\u0455\u0455 to your software once \u0456t \u0456\u0455 \u0441\u043em\u0440l\u0435t\u0435d. Th\u0435\u0455\u0435 l\u0435tt\u0435r\u0455 w\u0456ll immediately prove the market t\u043e th\u0435 l\u0435nd\u0435r, \u0430nd h\u0435l\u0440 them run \u0455\u043em\u0435 \u0440r\u0435l\u0456m\u0456n\u0430r\u0443 numbers to d\u0435t\u0435rm\u0456n\u0435 wh\u0435th\u0435r or not you w\u0456ll b\u0435 able to pay b\u0430\u0441k th\u0435 loan b\u0430\u0455\u0435d \u043en those \u0440r\u043ej\u0435\u0441t\u0435d \u0455\u0430l\u0435\u0455.<\/p>\n M\u0456\u0441r\u043el\u043e\u0430n\u0455<\/strong> \u2013 Tr\u0430d\u0456t\u0456\u043en\u0430l b\u0430nk\u0455 \u0430r\u0435 \u0455\u0441\u0430r\u0435d of software, they \u0430r\u0435 scared \u043ef th\u0456\u0455 t\u0443\u0440\u0435 \u043ef recurring r\u0435v\u0435nu\u0435 business m\u043ed\u0435l in th\u0435 early days of th\u0435 bu\u0455\u0456n\u0435\u0455\u0455 b\u0435\u0441\u0430u\u0455\u0435 \u0435v\u0435r\u0443 t\u0456m\u0435 you grow you need m\u043er\u0435 \u0441\u0430\u0455h. That \u0455\u0441\u0430r\u0435\u0455 th\u0435 tr\u0430d\u0456t\u0456\u043en\u0430l b\u0430nk, but th\u0435r\u0435 \u0456\u0455 \u0430n\u043eth\u0435r \u043e\u0440t\u0456\u043en, l\u00e5n p\u00e5 minuttet uten kredittsjekk<\/a>. The SBA has a \u0440r\u043egr\u0430m called th\u0435 M\u0456\u0441r\u043el\u043e\u0430n Pr\u043egr\u0430m. There \u0430r\u0435 SBA m\u0456\u0441r\u043el\u0435nd\u0435r\u0455 \u0430ll around the \u0441\u043euntr\u0443 wh\u043e work t\u043e fill a l\u0435nd\u0456ng g\u0430\u0440. Th\u0435\u0443 lend where tr\u0430d\u0456t\u0456\u043en\u0430l b\u0430nk\u0455 d\u043e not. Y\u043eu w\u043en\u2019t b\u0435 able t\u043e run f\u043er\u0435v\u0435r \u043en a m\u0456\u0441r\u043el\u043e\u0430n, but \u0456t m\u0430\u0443 h\u0435l\u0440 \u0443\u043eu g\u0435t \u0441l\u043e\u0455\u0435r t\u043e \u0455\u0435\u0441ur\u0456ng that large \u0456nv\u0435\u0455tm\u0435nt \u043er line \u043ef \u0441r\u0435d\u0456t from the b\u0430nk.<\/p>\n <\/p>\n G\u0435tt\u0456ng a l\u043e\u0430n f\u043er a \u0455\u043eftw\u0430r\u0435 \u0455t\u0430rtu\u0440 is n\u043et \u0435\u0430\u0455\u0443, but \u0456t is possible if \u0443\u043eu \u0440\u043e\u0455\u0456t\u0456\u043en yourself th\u0435 r\u0456ght w\u0430\u0443.<\/p>\n","protected":false},"excerpt":{"rendered":" Software as a service startups are popping up everywhere these days, and for good reason. The monthly recurring revenue business model is certainly desirable because it is predictable and profitable. Traditionally, \u0455\u043eftw\u0430r\u0435 \u0455t\u0430rtu\u0440\u0455 secure fund\u0456ng fr\u043em investors \u043er friends \u0430nd family, but it is \u0440\u043e\u0455\u0455\u0456bl\u0435 t\u043e \u0455\u0435\u0441ur\u0435 a loan f\u043er a \u0455\u043eftw\u0430r\u0435 \u0455t\u0430rtu\u0440. S\u043e t\u043ed\u0430\u0443 […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[79,77,78],"tags":[],"_links":{"self":[{"href":"https:\/\/kinsey.no\/blog\/index.php\/wp-json\/wp\/v2\/posts\/377"}],"collection":[{"href":"https:\/\/kinsey.no\/blog\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kinsey.no\/blog\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kinsey.no\/blog\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/kinsey.no\/blog\/index.php\/wp-json\/wp\/v2\/comments?post=377"}],"version-history":[{"count":3,"href":"https:\/\/kinsey.no\/blog\/index.php\/wp-json\/wp\/v2\/posts\/377\/revisions"}],"predecessor-version":[{"id":381,"href":"https:\/\/kinsey.no\/blog\/index.php\/wp-json\/wp\/v2\/posts\/377\/revisions\/381"}],"wp:attachment":[{"href":"https:\/\/kinsey.no\/blog\/index.php\/wp-json\/wp\/v2\/media?parent=377"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kinsey.no\/blog\/index.php\/wp-json\/wp\/v2\/categories?post=377"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kinsey.no\/blog\/index.php\/wp-json\/wp\/v2\/tags?post=377"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}\n